Credit ane padham salary padinappudu thappa inkeppudu manaki peddhaga satisfaction ivvadhu. Ippudu manam credit cards gurinchi matladkundham. Ee article ni rendu baaghaalu ga divide cheskundham. First, assalu credit cards ni endhuku theeskuntaro choodham,
Manam vaddhu ani enni sarlu cheppina, call meedha call chesi thega savagottesthaaru ee customer care vaallu. Meeru lifetime free card ki eligible sir, ee chance malli malli raadhu. Processing kooda chaala simple, 2min lo aipothaadhi. Meeku 3 working days lo courier vachesthaadhi.
10K ki shopping chesthe 3K cashback antoo thega advertise chestharu. Ante 10000 phone 7000 ke ochesthundhi bava ani excite ayyi credit cards theeskuntaru. Rewards, cashbacks kosam theeskune vaallu maro type.
Friend’s andharu vaduthu untaaru. Manam kooda theeskunte aipothundhi kadha! Theeskundhaam, ala padi untadhi.Eppudaina emergency lo panikosthaadhi kadha.
GRE, IELTS laanti exams ki only Credit cards payments cheyyali. And universal acceptance comparatively ekkuva.
Oke sari peddha phone lu, bike lu konadam ante kastam kadha. So we will opt for EMIs, veetiki credit cards kaavalsindhe. So ala use cheyadam start chesthaam.
Secondly, theeskunaka manam experience chese situations:
Manaku limit minimum 1 lakh undaali. Rojulu gadiche koddhi thelikundane ekkuva karchu pettestham. Appudu appudu repay late avthadhi, kani mana problems bank vaallu pattinchukoru ga, interest vaachipothundhi.
3, 4 cards vaaduthu okko card billing date okko date pettukuni, oka dhaanlonchi inkoka card payment chesthu untaaru. Charges padakunda cheskunani rojulu baane nadusthayi.
Kontha mandhi credit card use chesi finance chesevaallu untaaru. Baita janalaki inka ekkuva interest laki ichi rotation cheskuntaru.
Petrol, shopping, tickets kosam ani konni special cards untayi. Ekkada ekkuva points osthayo akkada swipe chesi, last ki aa points ni money kindha convert cheskuni kush ayipotuntaaru.
Job loss, hospitalized ainappudu and emergencies lo dheenni baga vaadestham. Kani due date kante mundhe motham kattalemu. Okkosari marchipotham. So inka band baaja bharath ye.
Kontha mandhi last moment lo EMIs ki convert chesestharu, kaneesam interests lu aina thagguthayi kadha. Inkondharu friends daggara appu theeskuni mari kattevallu untaaru.
Friends kosam EMI lo edhoka peddha item theeskuntam. Kaani mana dosthulu correct billing date ki dabbulu isthara? Ivvaru, appudu manaki interest padipothuntadhi. Friend ki interest gurinchi cheppi extra adagalemu, aakariki bokka padedhi manake.
Dabbulu ekkuva kattipinchukuntunnaru ani vela complaints, recovery kosam separate staff. Endhuku undaru, debit cards tho jarige transactions kante credit cards tho jarigevi double. Credit card use chestunte thelikundaane ekkuva amount vaadestham. And it slowly becomes a habit. Manam entha responsible ga use chesthe antha better ga results untay. Finally, Aapadha lo aadhukuntadhi, anavasaram aithe badhukuntadhi.
